A Secured low cost loans, which are secured on your property. You keep your existing mortgage and the loan runs separately. Secured loans tend to have low APR’s and require no up front fees to set up. You can use the money for any legal purpose.
Unsecured low cost loans, are the quickest to set up but are unfortunately the most expensive to repay as you are giving the lender no security. They require no survey or legal fees to set up. You can use the money for any legal purpose
Q How much can I borrow and for how long.
A You can have a low cost loan from £3,000 to £150,000 and repay from 5 to 25 years. You can always repay early at any stage, subject to conditions. We will send you a copy of the FISA borrowers which explains the procedure in detail.
Q How long does it take to set my low cost loan up.
A We can usually approve your low cost loan subject to references on the day you apply. You will usually have your cheque in 14 days for loans under £25,000 larger loans can be even quicker.
Q I would like to insure my repayments is this possible.
A Yes, for your peace of mind all of our loans have optional insurance available to cover your payments in the event of Accident Sickness and Unemployment.
Find Out More
To find out more complete our online application form form or call free on 0800 083 1750.
Whichever method of contact you choose your application will be dealt wit promptly by one of our skilled advisors who will assess your requirements and offer you the best possible solution.