Breeze Finance

 
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CCJ's

County Court Judgements [CCJ's]...

 


You will find that many high street lenders will refuse you a loan or credit if you have County Court Judgements [CCJ's]. Breeze Finance can usually find a lender who, providing that there is enough equity in the property will be prepared to make you that all important offer and at a remarkably good interest rate.


Irrespective of the number of CCJ's registered in your name we may still be able help with a loan programme and do not forget that your credit rating has absolutely no effect on your qualification for a Debt management Programme, as long as you have debts and you ha degree of income then you qualify.


There are even circumstances when a CCJ can actually be removed from your credit file. Please be aware though that there has to be a legitimate reason before the courts will remove a judgement from your record or set it aside.


You will see many companies advertising in newspapers and on the internet offering to remove all of your CCJ’s as though it were a mere formality, please be very wary of these exaggerated claims, behind them there is usually a scam.


At Breeze Finance we make no exaggerated claims on CCJ removal but we can where there is legitimate reason help you get them removed. The first thing you need to do is get your credit file and find out who has taken the judgement against you, when and why they did it. Once you have done this have a look at our list of legitimate reasons for CCJ removal and if you feel that you have a case then complete the form on the right and one of our expert advisors will call you back immediately to offer free confidential advice.
Alternatively call free on 0800 083 1750